Banana Layer Cake Recipe

Tender layers of moist banana cake filled with silky vanilla custard and dressed in luscious cream cheese frosting create an irresistible treat that balances sweet fruit flavor with velvety richness.
Difficulty:
Intermediate
Prep Time:
45 mins
Cook Time:
30 mins
Serves:
1 cake (12 slices)
A three-layer banana cake stands proudly on a white ceramic cake stand, bathed in soft natural light streaming through a kitchen window. The cross-section reveals moist, golden-brown cake layers speckled with tiny banana fragments, separated by pale yellow vanilla custard. The exterior is covered in swirls of ivory cream cheese frosting applied with artistic precision, with decorative piping around the edges and top. The slice being removed shows the perfect ratio of cake to filling, with a moist crumb that holds its shape without crumbling. Scattered around the base are a few fresh banana slices and edible flowers, while a vintage cake server rests nearby, ready to serve this homestyle classic.

Ingredients

<ul class="ingredients-main-list"><li class="ingredients-single-item">For the Banana Cake:</li><li class="ingredients-single-item">375g ripe bananas (about 3-4 medium bananas)</li><li class="ingredients-single-item">350g all-purpose flour</li><li class="ingredients-single-item">1 tsp baking powder</li><li class="ingredients-single-item">1 tsp baking soda</li><li class="ingredients-single-item">½ tsp salt</li><li class="ingredients-single-item">½ tsp ground cinnamon</li><li class="ingredients-single-item">225g unsalted butter, at room temperature</li><li class="ingredients-single-item">300g granulated sugar</li><li class="ingredients-single-item">3 large eggs, at room temperature</li><li class="ingredients-single-item">2 tsp vanilla extract</li><li class="ingredients-single-item">120ml buttermilk (or 120ml milk mixed with 1 tbsp lemon juice)</li><li class="ingredients-single-item">For the Vanilla Custard Filling:</li><li class="ingredients-single-item">500ml whole milk</li><li class="ingredients-single-item">1 vanilla bean, split and seeds scraped (or 2 tsp vanilla extract)</li><li class="ingredients-single-item">100g granulated sugar</li><li class="ingredients-single-item">40g cornstarch</li><li class="ingredients-single-item">4 large egg yolks</li><li class="ingredients-single-item">30g unsalted butter</li><li class="ingredients-single-item">For the Cream Cheese Frosting:</li><li class="ingredients-single-item">250g cream cheese, at room temperature</li><li class="ingredients-single-item">115g unsalted butter, at room temperature</li><li class="ingredients-single-item">300g powdered sugar, sifted</li><li class="ingredients-single-item">1 tsp vanilla extract</li><li class="ingredients-single-item">¼ tsp salt</li></ul>

Equipment

<ul class="equipment-main-list"><li class="equipment-single-item">3 round 20cm (8-inch) cake pans</li><li class="equipment-single-item">Stand mixer or hand mixer</li><li class="equipment-single-item">Parchment paper</li><li class="equipment-single-item">Offset spatula</li><li class="equipment-single-item">Wire cooling racks</li><li class="equipment-single-item">Medium saucepan</li><li class="equipment-single-item">Fine-mesh sieve</li></ul>
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Directions

<ol class="no-list-style"><li class="MethodStepper"><h4 class="step-title">Step 1</h4>Preheat your oven to 180°C. Grease three 20cm round cake pans, line the bottoms with parchment paper, and grease the paper. This double insurance ensures your cakes will release perfectly without sticking.</li><li class="MethodStepper"><h4 class="step-title">Step 2</h4>In a medium bowl, whisk together the flour, baking powder, baking soda, salt, and cinnamon. Set aside. This pre-mixing of dry ingredients ensures they'll distribute evenly throughout the batter, preventing pockets of leavening agents.</li><li class="MethodStepper"><h4 class="step-title">Step 3</h4>In a large bowl, mash the ripe bananas until smooth but with some small chunks remaining for texture. The riper your bananas (with plenty of brown spots), the more pronounced the banana flavor will be in your finished cake.</li><li class="MethodStepper"><h4 class="step-title">Step 4</h4>In the bowl of your stand mixer fitted with the paddle attachment, cream together the butter and sugar on medium-high speed for 4-5 minutes until light and fluffy. This extended creaming creates tiny air pockets that will expand during baking, giving your cake exceptional lightness.</li><li class="MethodStepper"><h4 class="step-title">Step 5</h4>Add the eggs one at a time, beating well after each addition, then mix in the vanilla extract. Be patient here - proper incorporation of each egg provides structure to your cake.</li><li class="MethodStepper"><h4 class="step-title">Step 6</h4>On low speed, add the flour mixture in three additions, alternating with the buttermilk, beginning and ending with the flour mixture. Mix just until combined after each addition. This alternating method prevents gluten from developing too much, which would make your cake tough.</li><li class="MethodStepper"><h4 class="step-title">Step 7</h4>Fold in the mashed bananas with a rubber spatula until just incorporated. The batter may look slightly curdled - this is normal and will bake up beautifully.</li><li class="MethodStepper"><h4 class="step-title">Step 8</h4>Divide the batter evenly between the prepared pans, smoothing the tops with an offset spatula. Tap each pan gently on the counter a few times to release any air bubbles.</li><li class="MethodStepper"><h4 class="step-title">Step 9</h4>Bake for 25-30 minutes or until a toothpick inserted in the center comes out clean and the cakes spring back when lightly touched. The cakes should be golden brown and just starting to pull away from the sides of the pans.</li><li class="MethodStepper"><h4 class="step-title">Step 10</h4>Allow the cakes to cool in the pans for 10 minutes, then turn out onto wire racks to cool completely. Remove the parchment paper carefully.</li><li class="MethodStepper"><h4 class="step-title">Step 11</h4>While the cakes cool, prepare the vanilla custard filling. In a medium saucepan, heat the milk and vanilla bean pod and seeds (or extract) until just below simmering point, showing small bubbles around the edge.</li><li class="MethodStepper"><h4 class="step-title">Step 12</h4>In a mixing bowl, whisk together the sugar, cornstarch, and egg yolks until pale yellow and thickened. This mixture will be quite thick - that's normal.</li><li class="MethodStepper"><h4 class="step-title">Step 13</h4>Slowly pour about half of the hot milk into the egg mixture, whisking constantly to prevent the eggs from cooking. This gradual temperature increase is called "tempering" and ensures a smooth custard rather than scrambled eggs.</li><li class="MethodStepper"><h4 class="step-title">Step 14</h4>Pour the tempered egg mixture back into the saucepan with the remaining milk and cook over medium heat, whisking constantly, until the mixture thickens and comes to a gentle boil. Continue cooking for 1-2 minutes more.</li><li class="MethodStepper"><h4 class="step-title">Step 15</h4>Remove from heat and stir in the butter until melted. If using a vanilla bean, remove the pod. Strain the custard through a fine-mesh sieve into a bowl to remove any lumps.</li><li class="MethodStepper"><h4 class="step-title">Step 16</h4>Press plastic wrap directly onto the surface of the custard to prevent a skin from forming. Refrigerate until completely cold, at least 2 hours or overnight.</li><li class="MethodStepper"><h4 class="step-title">Step 17</h4>For the cream cheese frosting, beat the cream cheese and butter in a large bowl using an electric mixer until smooth and creamy, about 2-3 minutes. Gradually add the sifted powdered sugar, mixing on low speed until incorporated, then increase to medium-high and beat until light and fluffy. Mix in the vanilla extract and salt.</li><li class="MethodStepper"><h4 class="step-title">Step 18</h4>To assemble the cake, place one cake layer on a serving plate or cake stand. If the cakes have domed tops, use a serrated knife to level them first for a professional finish.</li><li class="MethodStepper"><h4 class="step-title">Step 19</h4>Spread half of the chilled custard filling over the first layer, leaving a 1cm border around the edge (the weight of the next layer will push the filling outward). Place the second cake layer on top and spread with the remaining custard filling.</li><li class="MethodStepper"><h4 class="step-title">Step 20</h4>Top with the third cake layer. Apply a thin layer of cream cheese frosting all over the cake as a crumb coat. This initial thin layer seals in crumbs and provides a smooth base for the final frosting. Refrigerate for 20-30 minutes to set.</li><li class="MethodStepper"><h4 class="step-title">Step 21</h4>Apply the remaining frosting to the chilled cake, using an offset spatula to create your desired finish - smooth, textured, or with decorative swirls. If the frosting becomes too soft while working, refrigerate briefly to firm up.</li><li class="MethodStepper"><h4 class="step-title">Step 22</h4>For the best flavor and texture, let the cake sit at room temperature for 20-30 minutes before serving. Store any leftovers in the refrigerator for up to 3 days, but always serve at room temperature for the most luxurious mouthfeel and full banana flavor.</li></ol>

Nutrition Facts (per serving)

🍽️ Serving Size: 1 slice
🔥 Calories: 425 calories
🥑 Fat: 22 g
🧈 Saturated Fat: 13 g
🍞 Carbohydrates: 56 g
🍭 Sugar: 42 g
🍗 Protein: 5 g
🫀 Cholesterol: 115 mg
🧂 Sodium: 320 mg

Chef’s Notes

A few helpful details for making this recipe.

Can I make this cake with frozen bananas instead of fresh ones?

Yes, frozen bananas work beautifully in this recipe! Thaw them completely, drain any excess liquid, and mash as directed. Frozen bananas are often sweeter and more concentrated in flavour, which can enhance the banana taste in your finished cake.

How do I prevent the custard filling from making my cake layers soggy?

Ensure your custard is completely chilled and thickened before assembly. Create a slight "well" in each cake layer by applying more frosting around the edges as a barrier. For longer storage, consider applying a thin layer of frosting on each layer before adding custard.

What's the secret to achieving a perfectly moist banana cake?

The secret lies in using very ripe bananas with plenty of brown spots, proper butter-sugar creaming, and not overmixing the batter once flour is added. The buttermilk also adds moisture, while careful baking time prevents overdrying the layers.

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